Credit cards are an important tool when it comes to managing your last-minute finances. It is a financial instrument offered by both banking & non-banking institutions allowing you to borrow funds from a pre-approved limit to aid with your finances. Post the pandemic, many financial institutions have simplified the process with the online application.
There are many advantages of owning a credit card. One of the many include flexible repayment, as the amount paid is not immediately debited from your account. The repayment comes with a stipulated window, if paid on time you will not be charged any interest. Also, you can earn reward points on purchases which can later redeemed to get discounts on your transactions.
The Bajaj Finserv app simplifies the process of application for credit card. Simply download the app & register to fill in the required details. With a hassle-free KYC process, you will get your credit card within a few days. These applications can be downloaded and used to register for a credit card online at any time. This not only gives you more versatility, but it also makes it easier to get around. Furthermore, you can download these applications from your lender's website at your leisure.
Some of the common benefits of credit cards include:
- Get welcome reward points redeemable for your purchases
- Earn cash-back on your purchases
- Grab discounts on booking movie tickets
- Enjoy complimentary airport lounge access
- Petrol surcharge waiver
- Save money on grocery shopping
Read Also - 6 Reasons Why to Opt for a Credit card!
One can easily apply online with a credit card app. There are multiple benefits of online application.
A few are listed below:
- Saves you the hassle of visiting a branch
- Day & night availability
- Quick approval & delivery of your card
- Interest-free cash withdrawal
- Easy viewing of your credit card statements
- Simplifies the documentation process
- Gain rewards, cashback & select perks
