You use multiple utilities like electricity, water, landline, broadband etc. in order to have a smooth functioning life. In exchange of these services, you have to pay utility bills like electricity bill, water bill etc every month. You are charged basis the amount of these utilities you use. The more you use, the more you pay.
In the pre-pandemic days and also a decade earlier, most of us used to pay bills by physically going to the administrative offices. That followed by waiting for long hours in endless queues for your turn to come and the finally pay your bills. That method was tedious and time consuming and very often needed to take out dedicated time off our schedules for this purpose.
There are multiple ways of paying your utility bills. You can pay it the traditional way i.e in cash, online using UPI, debit card, net banking etc. But paying your utility bills using your credit card can have a lot of benefits for you. You can win rewards for spending through your credit card limit for paying your utility bill app
Credit cards come as very handy tools in your day to day transactions like shopping, paying your bills, recharge your mobiles, shopping for groceries etc. Any institution that offers a credit card provides customized offers to their users and amazing benefits on each spend. Customers are given multiple payment options to pay bills via your credit card. Below are some options available for payments –
Through Net Banking –
In order to avail this service the account holders have to register with their banks for this service. Customers can use this service only after registering for it. All that users have to do is to link their credit cards with their account of Net Banking. The Net banking accounts carry all the details such as unbilled/billed transactions, upcoming due dates, reward points, credit limit etc. The steps to pay through Net Banking are easy. Simply log into your account on the bank’s website and go to the net banking option. Select the payment mode of credit card and initiate the payment.
Setting up Autopay –
Due to many bills that are generated by the end of the month, it is but natural that you may forget to pay some bills on time and miss the due date unknowingly. One great option that a credit card offers you is the option to set up “autopay” or auto debit facility for your utility bills. It is a process in which you authorize the bank to auto-debit the monthly generated bills for the billers that you have selected. Your bills for the registered billers will be automatically paid on the due date via your credit card limit. This eliminates the possibility of you forgetting to pay your utility bills and missing the deadline; in turn saving you from extra charges or late fees.
The only thing you should remember is to pay off your credit card bills on time so that you do not incur any penalty for late payment. Paying your bills or EMIs using your credit card can help improve your CIBIL and financial track record. Also, if your credit card comes with certain advantages like offers and perks, you can certainly yield the benefit of them.
